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The Registration will Be started from 1st September 2025.
Last Date to Apply : 30th September 2025
Pakistan Accelerated Vehicle Electrification Program 2025 | Prime Minister’s EV Loan Scheme. PAVE Scheme 2025 Pakistan
Introduction
The Government of Pakistan has taken a historic step towards promoting clean and sustainable transport by launching the Pakistan Accelerated Vehicle Electrification Program (AVE Program 2025). Announced by the Prime Minister, this initiative is designed to reduce the country’s dependency on imported fuel, cut carbon emissions, and promote an eco-friendly and economical transportation system.
Under this program, the government aims to introduce affordable loans for electric vehicles (EVs) in all provinces, covering both personal and commercial vehicles. The plan also includes expansion of EV charging infrastructure, tax incentives, and subsidies, making electric mobility more accessible for citizens across Pakistan.
This blog explores the details of the Pakistan EV policy, loan schemes, benefits, eligibility, and long-term impact of the Prime Minister’s electrification initiative.
What is the Pakistan Accelerated Vehicle Electrification Program?
The Pakistan Accelerated Vehicle Electrification Program (AVE Program) is a government-backed initiative launched in 2025. Its primary objective is to promote electric mobility and gradually replace traditional fuel-based vehicles with eco-friendly electric vehicles.
The program focuses on:
✔️ Providing loans for electric vehicles (EVs) across all provinces.
✔️ Supporting personal vehicle buyers with low-interest financing.
✔️ Helping businesses and transporters purchase commercial EV fleets.
✔️ Developing a nationwide EV charging infrastructure.
✔️ Encouraging eco-friendly, cost-effective transportation to reduce fuel imports.
Prime Minister’s Vision for EV Policy 2025
The Prime Minister emphasized that Pakistan must move towards sustainable transportation solutions to safeguard the environment and reduce economic pressure from fuel imports. According to the announcement:
✔️ By 2030, at least 30% of vehicles in Pakistan should be electric.
✔️ Banks will offer dedicated loan products for EV buyers.
✔️ Subsidies will be introduced to reduce the upfront cost of EVs.
✔️ Public transport systems in major cities will gradually shift towards electric buses and vans.
✔️ A green economy roadmap will ensure long-term environmental and financial benefits.
There Will be Two Programs Available
Two-Wheeler Program
✔ 1,16,000 Electric Bikes will be distributed nationwide.
✔ Available for Everyone: Citizens of Pakistan, including those in AJK and GB, can apply through a transparent e-balloting system.
✔ Massive Savings: Enjoy an upfront subsidy of PKR 50,000 on every e-bike or scooter, with the remaining cost payable in interest-free easy installments. Maximum loan facility up to PKR 250,000.
✔ Women’s Empowerment: A dedicated 25% quota for women to promote independence and safe mobility.
✔ Eligibility Criteria: Open for all individuals aged 18 to 65 years—a golden chance to upgrade your daily commute with an eco-friendly ride.
Three-Wheeler Program
✔ 3,170 Electric Rickshaws & Loaders to be distributed across Pakistan.
✔ Nationwide Access: Open for all citizens, including residents of AJK and GB, through a fair e-balloting process.
✔ Generous Subsidy: Avail a subsidy of PKR 200,000 upfront, with loan financing of up to PKR 1,100,000 to boost your business.
✔ Empowering Entrepreneurs: Designed for individuals aged 21 to 65 years who want to grow or modernize their ventures with sustainable, eco-friendly transportation.
Frequently Asked Questions
Q.No.1.Who Can Apply For Program?
All Pakistani citizens, including residents of Gilgit-Baltistan and AJK, can apply. Age limits apply:
For e-bikes: 18 to 65 years
For e-rickshaws/loaders: 21 to 65 years
Fleet operators may also apply for rickshaws/loaders under defined limits
Q.No.2: Can Female Apply?
Yes. In fact, 25% of the e-bike quota is specifically reserved for females.
Q.No.3: Which Types of Electric Vehicles are available under this program?
The program offers:
✅Electric two-wheelers (e-bikes and EV scooters)
✅Electric three-wheelers (e-rickshaws/loaders)
Only models approved by the Engineering Development Board (EDB) will be offered.
Q.No.4: How Can i Apply?
You must apply through the official online portal. The entire process is digital with minimal human involvement.
Q.No.5: Can i apply with using web portal?
No. Applications are accepted only through the designated online portal. Physical forms or alternate methods are not allowed.
Q.No.6: Can i Apply More than one Vehicle?
No. Individual applicants can apply for only one vehicle. However, fleet operators may apply for multiple rickshaws/loaders, as per limits set by the Steering Committee.
Q.No.7 : Do I need a driving License to Apply?
No. You can apply without a driving license however, you need a driving license in order to drive around.
Q.No.8:Can i change vehicle selection after apply?
No changes can be done once the application is submitted.
Q.No.9: Can i apply if i already got an EV through any govt. scheme?
No. This will be a duplication of benefit.
Q.No.10:How will my vehicle will be delivered?
The delivery will be managed by the vehicle manufacturer (OEM). The final delivery address will be confirmed through the portal in coordination with your selected bank.
Q.No.11:What if i already applied in another electric vehicle scheme in another province.
You may still apply. However, you may not be eligible for duplicate benefits. The Steering Committee will make the final decision.
Q.No.12: How will i pay for vehicle?
Payments will be made in easy monthly installments (EMIs), which will include:
- Principal amount
- Insurance
Note: The markup (interest) is 0% and is fully subsidized by the government.
Q.No.13: How Can i track my application and delivery?
You can track your application and vehicle delivery status through the program’s online portal.
Q.No.14: How will i know about approval of my Application?
You will be notified through the web portal, SMS, or email once your bank approves the application and your vehicle is allocated.
Q.No.15: Can i cancel my application?
There is no formal withdrawal policy stated. Cancellations will depend on the rules of your bank.
Q.No.16: What is the cost of vehicle to me?
You may receive a government subsidy of:
- Up to PKR 50,000 for an e-bike
- Up to PKR 200,000 for a rickshaw/loader
Q.No.17:Can i buy model with higher price than 250000/-
Yes, you may choose a model priced above PKR 250,000. However, in such cases, the price difference (in excess of Rs. 250,000) must be paid by the user in advance. For example: if a model is priced at PKR 300,000, the user will be required to pay the additional PKR 50,000 upfront over and above the initial/down payment to the bank once their application has been approved.
Q.No.18:Do i need to pay any thing upfront?
Yes. If the price of selected model of EV is Rs 250,000/- or less then you will only need to pay first installment, first year insurance and bank documentation charges. However, if the price of selected model of EV is more than 250,000/- you will have to pay difference of the price in addition to above mentioned charges.
Q.No.19:Are There Any Processing Charges
There are:
- No loan processing fees
- No charges for early loan settlement
- Bank documentation charges
- First-year insurance premium
You will be liable to pay penalties as per the bank’s rules. The vehicle may also be repossessed, and recovery costs may apply.
Q.No.21: What is loan repayment period?
- Up to 2 years for e-bikes
- Up to 3 years for rickshaws/loaders
- Valid CNIC
- Recent photograph
- Proof of income or bank account
- Any additional documents as required by the financing bank and registration form on PITB portal
Q.No.24: Is the scheme available in rural areas?
Q,No.26: Are Students Eligible to Apply?
Only if they meet the minimum age requirement and can fulfill the documentation and repayment conditions set by the bank.
Q.No.27:Will Maintenance or After Sales service be provided?
Yes. Participating OEMs are required to ensure after-sales service and spare part availability through their service networks.
Q.No.28:What if vehicle have technical issues after delivery?
The vehicle will be covered under the manufacturer’s warranty. Any issues should be reported to the OEM or service center immediately.
Q.No.29: Can some one else drive the vehicle if am the registered applicant?
Yes, but the vehicle must be used responsibly and only by licensed drivers. Misuse or violation may affect your eligibility for future government schemes
Q.No.30:Can i sale the vehicle before completing installments?
Being a subsidized product, selling the vehicle before loan completion is not allowed.
Q.No.31:Is there any insurance coverage in case of accident or theft?
Yes. Insurance is covered under this scheme.
EV Loan Schemes in Pakistan – Personal and Commercial
One of the most attractive features of the program is the loan scheme for electric vehicles. Citizens and businesses will now be able to buy EVs on easy installments with the support of major Pakistani banks.
✔️ Personal EV Loans: Individuals can apply for low-interest loans to purchase electric cars, motorbikes, or scooters for personal use.
✔️ Commercial EV Loans: Businesses, transport companies, and ride-hailing services will have access to financing for purchasing electric vans, rickshaws, and buses.
✔️ Provincial Coverage: The loan scheme is valid across all provinces, including Punjab, Sindh, Khyber Pakhtunkhwa, and Balochistan.
✔️ Shariah-Compliant Options: Islamic banks like Meezan Bank are expected to offer interest-free and Islamic financing models for EV buyers.
Partner Banks and Financing Institutions
The Pakistan government has partnered with leading banks to make EV loans accessible nationwide. The following banks are expected to participate in the electrification loan program:
✔️ Habib Bank Limited (HBL) – Offering flexible installment plans.
✔️ United Bank Limited (UBL) – Providing low-markup EV financing.
✔️ MCB Bank – Special schemes for personal EVs.
✔️ Bank Alfalah – EV loans for both individuals and commercial operators.
✔️ Meezan Bank – Islamic financing and Shariah-compliant EV loans.
✔️ National Bank of Pakistan (NBP) – Subsidized loans under government directives.
Government Incentives for EV Buyers
To encourage adoption, the Pakistan government is introducing multiple incentives under the Accelerated Vehicle Electrification Program.
✔️ Reduction in import duties and taxes on electric cars.
✔️ Subsidies for locally manufactured EVs.
✔️ Zero customs duty on EV charging equipment.
✔️ Tax rebates for businesses adopting electric fleets.
✔️ Incentives for setting up EV assembly plants in Pakistan.
These incentives make EVs not only eco-friendly but also affordable for a large segment of the population.
Expansion of EV Charging Infrastructure
One of the biggest challenges for EV adoption is the lack of charging stations. The government has announced a plan to develop a nationwide EV charging network.
✔️ EV charging stations will be installed along motorways and highways.
✔️ Major cities like Karachi, Lahore, Islamabad, Peshawar, and Quetta will see rapid deployment of fast-charging hubs.
✔️ Private companies will be encouraged to invest in charging technology and solar-based EV stations.
✔️ Service stations and petrol pumps will gradually be upgraded with EV charging facilities.
This infrastructure will ensure that EV owners can travel across Pakistan without range anxiety.
Benefits of the EV Program for Pakistan
The Accelerated Vehicle Electrification Program is not just about modernizing transportation—it has multiple benefits for the economy, environment, and public.
✔️ Eco-Friendly: Reduction in greenhouse gas emissions and pollution.
✔️ Economical: Savings on expensive fuel imports, lowering the trade deficit.
✔️ Affordable Transport: Citizens will save money on fuel and maintenance.
✔️ Employment Opportunities: New jobs in EV manufacturing, assembly, and charging station setups.
✔️ Technological Growth: Promotion of innovation in clean energy and electric mobility.
Challenges in EV Adoption
While the program is ambitious, Pakistan faces certain challenges in implementing it successfully.
✔️ High upfront cost of EVs compared to traditional cars.
✔️ Limited local EV manufacturing capacity.
✔️ Lack of awareness among citizens about EV benefits.
✔️ Dependence on imported batteries and technology.
✔️ Need for massive investment in charging infrastructure.
To overcome these challenges, the government plans to work closely with the private sector, foreign investors, and international development partners.
Long-Term Impact of the EV Policy
The long-term success of the Pakistan Accelerated Vehicle Electrification Program will depend on consistent policy implementation and public participation.
✔️ By 2030, Pakistan could become a regional hub for EV manufacturing.
✔️ Fuel imports may drop by billions of dollars annually.
✔️ Air quality in cities will improve significantly.
✔️ Citizens will enjoy cost-effective and eco-friendly transport.
✔️ Pakistan will move closer to achieving sustainable development goals (SDGs).
Conclusion
The Pakistan Accelerated Vehicle Electrification Program 2025 is a groundbreaking initiative that signals a new era of sustainable transportation in the country. By offering loans for personal and commercial electric vehicles, expanding charging infrastructure, and introducing government incentives, the program aims to transform Pakistan into a hub for eco-friendly and economical transport.
With strong political will, public participation, and private sector involvement, Pakistan can achieve its green transport goals and reduce its reliance on imported fuels. The Prime Minister’s vision is clear: a cleaner, greener, and more affordable future for Pakistani commuters.
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